Paul S., Zhou K., Bixler RP. (2025) Assessing extreme heat risk perception: awareness, worry, preparedness and social capital in Texas. Environmental Science & Policy, 2025, 20, 101624. doi.org/10.1016/j.envsci.2025.104072

Bixler RP, Paul S, Jones J, Preisser M and Passalacqua P (2021). Unpacking adaptive capacity to flooding in urban environments: social capital, social vulnerability, and risk perception. Front. Water 3:728730. doi.org/10.3389/frwa.2021.728730

Bixler RP, Paul S, Bhakta D, Farchy T, Olson J, Preisser M, and Passalacqua P (2023). Adaptive governance for disaster risk reduction. In Sirkku Juhola (ed.) Handbook on Adaptive Governance, pp 233–25, Elgar Online.

Ray S., Paul S., Miglani S. (2023). Exploring the regulatory contexts of fintech innovation for financial inclusion: The case of distributed ledger technologies in India, in Gera R., Assadi D., & Starnawska M. (Eds.). (2023). Artificial Intelligence, Fintech, and Financial Inclusion (1st ed.). CRC Press

Ray Saon; Miglani, Smita; Paul, Sandeep (2019). The probability of getting a loan: evidence from Indian cities. Working paper number 370, Indian Council for Research on International Economic Relations, New Delhi.

Ray Saon; Miglani, Smita; Paul, Sandeep (2018).The growing importance of consumer finance for financial inclusion in India. Working paper number 367, Indian Council for Research on International Economic Relations, New Delhi.

Ray Saon; Paul, Sandeep; Miglani, Smita (2018).Innovation, efficiency, and inclusion: Integration of digital technologies in the Indian microfinance sector. Working paper number 366, Indian Council for Research on International Economic Relations, New Delhi.

Aziz, Zeba; Ray, Indro; Paul, Sandeep (2018). Promoting climate resilience of Kochi city – Role of waterways. Working paper number 359, Indian Council for Research on International Economic Relations, New Delhi.

Trivedi, Saurabh; Ray, Indro, et.al. (2017).Scaling up rooftop solar power in India: The potential of solar municipal bonds. Working paper number 353. Jointly published by Climate Policy Initiative, New Delhi, Stockholm Environment Institute (SEI), Stockholm, and Indian Council for Research on International Economic Relations, New Delhi.

Ray Saon; Paul, Sandeep; Jain, Samridhi (2019). Financing resilience against natural disasters. Report for Department of Economic Affairs, Ministry of Finance, Government of India.

Ray Saon; Miglani, Smita; Paul, Sandeep (2018). Application of innovative technologies for promoting financial inclusion. Report for Department of Economic Affairs, Government of India.

ICRIER, WRI (2018). Towards smarter service provision for smart cities: Accounting for the social costs of urban service provision. Research report jointly published by Indian Council for Research on International Economic Relations, New Delhi, and World Resources Institute (WRI) under the aegis of New Climate Economy the flagship project of The Global Commission on the Economy and Climate.

Ray, Indro; Paul, Sandeep; Miglani, Smita (2017). Performance benchmarking of Housing & urban development corporation limited (hudco). Report for the Ministry of Housing and Urban Affairs, Government of India.

Ray Saon; Paul, Sandeep; Miglani, Smita (2019). Use of blockchain and artificial intelligence to promote financial inclusion in India. Asia-Pacific Tech Monitor, Vol. 36, No. 1, Jan-Mar 2019. The Asian and Pacific Centre for Transfer of Technology (APCTT), ESCAP. ISSN: 0256-9957 (Web-based, quarterly periodical).

Goldar, Amrita; Paul, Sandeep (2018). Financing scale-up of rooftop solar power via municipal bonds. Ideas for India (web blog), 6 June 2018.